With all the kerfuffle in the office before I left for holidays, my mind went to things such as “What if I had to cancel my holiday? Would I be able to recover costs?” and the like. I don’t usually take out travel insurance either. Too costly. Why, even general liability insurance cost is soaring.
I suppose the big picture is that businesses cannot do without general liability insurance cover. It is a pre-requisite to obtaining the licence to operate. You know, unforeseen happening causing damage or even affecting the public. In that unfortunate event, a general liability insurance should cover the cost of repair as well as to compensate for loss of life and limb. Not the best, but better than nothing.
This still doesn’t solve my travel plans being disrupted, but that’s another story… and another insurance cover!
Metamor4Sis 
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